AAH, Inc.’s main goal is to secure permanent, safe, and affordable housing for working individuals, families and veterans who qualify for our program. The growing need for affordable housing in Wake County and throughout surrounding areas has become a major concern for our community. Investor buy-outs and gentrification has taken over many areas; leaving a large gap in the real estate housing market for those individuals living on a low to moderate income. By increasing financial self-sufficiency through credit counseling and fiscal consciousness, equipping clients with knowledge on maintaining and improving real property, AAH, Inc. hopes to decrease the number of employed individuals living in homeless shelters and residing in transitional housing by using simple concepts described as follows. And while we understand that homeownership is more than helping someone buy a home, it’s through growth, development and our goal to EDUCATE clients who via the planned states which will in turn provide a sense of stability, family and community to our clients.
Educate- our client on the importance of maintaining a good credit history while also providing the necessary steps to obtain, review and remove fraudulent items from the credit report.
Familiarize- our client with all three credit bureaus: Experian, TransUnion and Equifax.
Provide-the resources needed for our client to obtain access to their credit report ie; computers for online access, email addresses, required forms to appeal invalid or fraudulent items.
Teach- our client how to review and analyze their credit history for inconsistencies and fraudulent information to resolve any disputes found.
Educating the client on the benefits of a good credit history is a primary benefactor in not only obtaining financial independence, but also successfully acquiring a mortgage loan!
For those who utilize our credit counseling program and progress to acquiring a mortgage loan, AAH, Inc. is prepared to assist with limited minimal financial assistance in closing cost (pending funding availability), amount variable. In doing this, we hope to be the final piece which help to "propel" the client into home ownership!