Clay County Habitat for Humanity

Description

Working with volunteers, families, corporations, congregations, and donors we are able to offer affordable housing to families in need. We are dedicated to making homeownership possible for low-income, working families.

We offer a hand up, not a hand out. We do not give away our houses. Through volunteer labor and donations of money and materials, Habitat builds and rehabilitates simple, decent houses with the help of the homeowner (partner) families. We require our Habitat homeowners to invest 300-500 hours of "sweat equity" to help build their home and they must each qualify for the 0% interest mortgage. The homeowners' monthly mortgage payments are used to build still more Habitat houses.