Licking County Coalition for Housing - AmeriCorps Positive Balance

Cause Area

  • Children & Youth
  • Community
  • Crisis Support
  • Education & Literacy
  • Homeless & Housing

Location

23 South Park PlaceNewark, OH 43055 United States
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Organization Information

Mission Statement

Licking County Coalition for Housing Our mission is to provide a community forum, to assess housing resources, to identify problems, and to create solutions through collaboration.

AmeriCorps Positive Balance

The mission of the Positive Balance program is to expand opportunities for people living in Ohio by promoting decisions and behaviors that will improve their personal financial conditions. Through collaboration, Positive Balance seeks to increase financial awareness and reduce financial pressures for individuals.

Description

LCCH

LCCH provides a wide variety of housing services to homeless and low-income members of our Licking County community. LCCH now operates nearly 40 units of Transitional Housing for homeless families and individuals - serving nearly 80 households (including more than 100 homeless children) every year. At least 63% of those transitional housing residents are able to get their lives back on track and secure permanent housing. And the real test - more than 85% are able to maintain their new housing for at least six months, the toughest time of transition for any household. In July 2000, LCCH added four more units of transitional housing through a partnership with Licking/Knox Goodwill Industries, LEADS Community Action Agency, and the Veterans Administration to serve homeless veterans and their families.

Positive Balance

Buying back tomorrow...one debt at a time!

Positive Balance is a comprehensive financial literacy and financial empowerment program launched by the Licking County Coalition for Housing in 2005. Using highly trained AmeriCorps members, Positive Balance works to overcome the financial challenges facing Licking County. All Positive Balance services are provided free of charge.

Positive Balance wants to accomplish the following:

  1. Decrease the number of home foreclosures in Licking County.
  2. Decrease the number of bankruptcies in Licking County.
  3. Decrease usage of payday loans
  4. Increase the personal savings rate in Licking County.
VITA (Volunteer Income Tax Assistance)
Postive Balance members are trained and certified by the IRS to prepare personal income tax returns. We provide this service free to all during tax season. Last year we helped over 250 families.

Ohio Benefit Bank (OBB)
OBB screens individuals for eligibility for a host of public benefits such as Food Stamps, Medicare, heating assistance. Screening sessions are confidential and great way to apply for benefits.

Coming Home
Coming Home, through a partnership with Freddie Mac and Park National Bank, helps veterans and active duty and reserve military to take that first step toward home ownership.

Foreclosure Prevention
Facing home foreclosure? A Positive Balance financial coach can assess your situation and provide a plan to make the best of a potentially devastating situation.

Personal Finance Classes
These classes will provide the essential skills and concepts for clients to competently manage their personal finances. Our classes cover a wide array of subjects; needs vs. wants, budgeting, spending, checking accounts, credit, debt management, home ownership, saving, investing, taxes, etc.

Financial Coaching
The coach will walk through, step-by-step with individuals and couples, the processes of budgeting, bill paying, saving, and debt reduction.

Personal Finance workshops
Workshops offer the opportunity to get some hands on experience, exercising the new skills our consumers learn in class

How Do I Get Involved?
To find out how to volunteer, contribute, or if you would like more information, please call the Licking County Coalition for Housing at (740) 345-1970 or toll free at 1-877-421-LCCH (5224).

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