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Ensuring Equal Access To Housing For All People
The mission of Housing Opportunities Made Equal (HOME) is "ensuring equal access to housing for all people" by making equal access to housing a reality. HOME does not build houses. HOME builds equal access to housing choices, and HOME builds the skills and knowledge of people. These activities are carried out by three Centers, the Center for Housing Education, the Center for Housing Advocacy, and the Center for Housing Leadership.
Housing Opportunities Made Equal was founded in 1971 to fight discrimination in housing access. Thirty-five years later, HOME's three Centers work to achieve our seven primary goals, or "the stepping stones to equality."
Ø Elimination of Housing Discrimination
Ø Lowering the Mortgage Default Rate
Ø Lowering the Concentration of Poverty
Ø Reducing Segregated Housing Patterns
Ø Increasing the Availability of Affordable Housing
Ø Increasing Homeownership Rates
Ø Eliminating the Racial and Ethnic Disparities in Homeownership Rates
Many of HOME's successes are well known, setting Supreme Court precedents and providing national impact. Other achievements are less visible, but no less important. HOME is responsible for;
Ø Answering 60,000 calls per year and assisting 8,000 households each year who need help with housing issues.
Ø Helping more than 1,170 families become homeowner with forgivable loans for down payment and closing costs.
Ø 88% of the increase in African-American homeownership in the City of Richmond from 1990 to 2000.
Ø The distribution of 5,000 copies per year of HOME's Comprehensive Guide to Affordable Housing.
Ø Helping over 350 families per year avoid losing their homes through foreclosure
Ø Pioneering programs on credit recovery, money management, and avoiding abusive lending practices.
Ø As one of the pre-eminent fair housing organizations in the country, HOME has conducted more than 3,000 investigations into allegations of housing discrimination.
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