• Alternatives Federal Credit Union Alternatives Federal Credit Union


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Mission Statement

Alternatives is a Regional Community Development Financial Institution (CDFI).

Our mission is to provide:

  • Access to transactional services
  • Savings and community investment opportunities
  • Capital investments to individuals, small businesses and non-profits
  • Education about capital

Our Vision:

To build wealth and create economic opportunity for underserved people and communities.


The hottest question at the Credit Union always seems to be, "What does Alternatives mean and why should I bank here?" Many bank at Alternatives because of our community focus and social change philosophy, while others have chosen us simply for our services. Our social mission is integrated into our economic mission, so for whatever reason, joining Alternatives Credit Union is making a choice towards a more economically just community.

The Alternatives Credit Union is no ordinary financial institution. We are a community development credit union, member owned, locally controlled and self supporting. Our purpose is to meet the financial needs of the members of our community. We believe that by controlling the flow of funds within a small community, the community can build itself to suit its own needs and be more self-reliant.

We take pride in our services, policies and procedures because they contribute to a better society, a healthier community or a financially sound member. Some of our more innovative programs include: Individual Development Accounts (IDAs), Business CENTS (our small business development program), Student Credit Union, (Free TAx Preparation Program, lending for minority and women owned businesses, affordable mortgages, and much more.

Our services offer full financial access to all members of the community. You may use Alternatives Credit Union deposit services for a one time $10 New Accounts fee, and $5 in a savings account. For full membership privileges including VISA, eligibility for loans and voting rights, you must also join our field of membership, The Alternatives Fund, which we make easy for you to do.



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