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Established in 2009, Innovative Changes is a non profit organization that exists to help low-income individuals and families, and those who otherwise lack adequate access to capital and/or financial services, manage short-term financial needs in order to achieve and maintain household stability.
Our customer intake and lending process includes "in touch" education that takes the access we provide to personal finance as an opportunity to inform consumer choices at the point of transaction. In addition, we offer tailored one-on-one counseling that addresses the root causes of our clients’ financial challenges, and group workshops that focus on common areas of concern such as basic household budgeting, successful banking, and building, repairing and protecting credit.
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