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The Disability Foundation is dedicated to enhancing the quality of life for persons with disabilities by complementing public benefits through the prudent management of financial resources.
The Disability Foundation is organized as a supporting organization of The Dayton Foundation. Our organization assists individuals receiving Medicaid and/or SSI, or wish to receive those benefits, in holding onto financial resources within one of our Pooled Medicaid Payback trusts.
The Disability Foundation acts as Distribution Trustee over our two trusts, which are also referred to as Supplemental Needs Trusts: The Ohio Community Pooled Annuity Trust (OCPAT) and The Ohio Pooled Flexible-Spending Trust, both authorized by federal and Ohio laws.
Generally speaking, persons with disabilities must be impoverished to qualify for Medicaid and Supplemental Security Income (SSI) benefits. If a person with disabilities is receiving governmental assistance, such as Medicaid and/or Supplemental Security Income (SSI), the receipt of a lump sum of money, such as an inheritance, could result in the termination of their eligibility for public assistance.
The Disability Foundation offers individuals, and their families, an alternative to disinheriting their loved ones. Someone who acquires a disability before age 65 may transfer his/her own funds/lump sums to a Medicaid Payback Disability Pooled Trust to provide for his/her supplemental needs and will not affect Medicaid and SSI benefits. The applicable legislation/policy reads as "42 U.S.C. 1396p(d)(4)(A), enacted as part of OBRA '93, enables assets, inheritances, personal injury recoveries and other benefits of a disabled individual, under age 65, to be contributed to a qualifying trust for the benefit of the disabled individual without having such assets be treated as countable assets for Medicaid and other government benefits purposes".
What does this mean to someone on Medicaid or SSI? EVERYTHING! How exciting for the participant who picked out a new puppy, took piano lessons, went on his/her first vacation ever. Often the largest benefit to the family is not in the items purchased, but in the knowledge that someone will care for their son or daughter after they are gone.
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