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EcoLogic Finance is a nonprofit offering affordable financial services to community-based businesses in environmentally sensitive areas of Latin America and select countries of Africa and Asia. Targeting rural areas, EF provides loan capital to support low-income communities whose business activities foster environmental conservation and grassroots economic development.
EcoLogic Finance is a nonprofit offering affordable financial services to community-based businesses operating in environmentally sensitive areas of Latin America and Africa. Targeting the rural credit market, EcoLogic Finance provides loans and financial training to small and medium-sized enterprises whose business activities foster environmental conservation and grassroots economic development. Launched in 2000, EcoLogic Finance manages a portfolio of $25,000 to $500,000 loans to commercially viable businesses that do not meet traditional requirements to access credit from local financial institutions. Target sectors include agroforestry (shade-grown and sustainable agriculture), wild-harvested products, sustainable fisheries, and ecotourism. With few exceptions, EcoLogic Finance restricts its lending to rural producer organizations with established market linkages to values-driven buyers engaged in direct commerce with their suppliers. Preference is given to businesses that: · Demonstrate the ability to provide meaningful employment and significant increases in household income to disadvantaged groups, especially peasant farmers, women, and indigenous people. · Operate in threatened habitats; provide sustainable economic alternatives to environmental destruction; and act as responsible stewards of wildlife, forests, rivers, coasts, and other resources. · Show potential for local self-determination through worker-owned and managed enterprises such as rural cooperatives and producer associations. · Are unable to secure financing from conventional commercial sources due to their small size, lack of collateral, limited experience of management, and/or the financial risks associated with the locale. In doing so, EcoLogic Finance uses lending as a tool to harness the existing entrepreneurial energy in isolated rural communities, enabling conservation and encouraging socially responsible business practices.
- Melina Martinez
- 617.441.6300 x112
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