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EARN creates new cycles of prosperity for low-wage workers by helping them invest in college education, micro-enterprises, and first homes - assets that will secure their futures and the futures of their children.
EARN, the nation’s leading provider of microsavings, is an award-winning non-profit that gives low-income workers the power to create economic prosperity for generations to come. Since 2001, EARN has helped tens of thousands of low-wage families through innovative financial products including matched savings accounts, checking accounts for the unbanked, and money management coaching.
EARN's powerful combination of lasting assets and financial know-how enables families to build wealth and achieve life-changing goals such as saving for college, purchasing first homes, or starting small businesses. The EARN Research Institute evaluates the impact of EARN’s work and publishes original data, sharing lessons learned and best practices. EARN uses this unique grounding in rigorous research and direct service experience to transform the financial services landscape and tochampion effective public policies.
EARN's ultimate vision is that millions of well-informed, low-income American families will achieve financial success through proven strategies, fair public policy, and their own hard work.
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