Mission Statement
Provide help and hope through charitable relief to the poor and distressed by personalized education, counseling, and support programs that reduce and avoid the burdens of financial crisis, debt stress, bankruptcy, and their consequences. Provide empowerment to the public through charitable education programs of financial literacy, money management, credit management, and debt reduction to help meet life’s challenges and opportunities.
Description
North Carolina’s largest and most successful home foreclosure prevention service, helping to keep thousands of families in their homes, saving their homes from foreclosure, and eliminating the negative effects on families, neighborhoods, and the larger community. Providing all types of professional housing counseling services, including rental counseling, transitional counseling, pre and post purchase counseling, HECM or Reverse Mortgage counseling, as well as foreclosure prevention counseling.
Producer of Hardest Hit Fund or NC Foreclosure Prevention Fund loans, providing nearly 1,500 financially distressed homeowners loans to save their homes from foreclosure due to unemployment resulting from no cause of their own; providing nearly $30 million in benefits to their families and communities, plus the elimination of the negative effects of foreclosure, such as the drop in value of neighboring homes.
NC State Home Foreclosure Prevention Project (SHFPP) agency-originated caseload, generating nearly 30% of the statewide total caseload, leveraging our large referral network to provide assistance to those in need.
Reverse Mortgage Counseling assistance, helping seniors to keep their homes and age-in-place. Partner with nearly 60 area nonprofits to annually financial workshops and individual personalized financial counseling to help the financially distressed achieve stability and maintain competence in money matters.
