" Zero subsidy affordable housing is possible. Variations of programs to make housing accessible work now in the real world. Anti-poverty impact-investable housing through equity rather than debt is achieved by separating appreciation value from utilization value of residential assets. Property rights can be fractured in service and support of stakeholder interest. For more than fifty years, Stanford University has made shared-equity arrangement to provide off-campus housing for faculty and staff. Stanford buys half of the appreciation value of each home, but not the use value on behalf of the university through a mortgage participation agreement structure. Such an opportunity could be offered more widely by an administered investment pool. Buyers would purchase of a fraction of a home’s appreciation value, combined with the right to live in the home. Our goal is a zero-subsidy means for scalable provision of affordable housing inspired by the way Stanford has supported off-campus faculty/staff housing. We suggest that there are investors who could find this kind of impact investment in real estate viable based on appreciation value, but not use value, during the lives/residence of tenant/owners. Wide use of this innovation in housing affordability could provide access to homes for a substantial fraction of the population who cannot currently be housed in existing markets within regions with growing economies set in geographically limited spaces. By bringing equity sharing agreement to scale, market rate capital can subsidize affordability anywhere in which land constraints are significant barriers, such as islands, bays and due to topography such as mountains. Under such conditions, where home appreciation proves steady historically, pooled equity is 100 times more leveraged - as market rate capital becomes self-subsidizing when invested in affordable home fractional ownership.https://drive.google.com/file/d/1ir2zHUPWWcGG1Yc6omBxkAbhqc1CXGPu/view?usp=sharing
https://docs.google.com/document/d/1AH8I9hf9olSJzPH1Y7GHycOio95KfXye6zzd3eD8bCA/edit?usp=sharing , Radical Collaboration: Results of Hackathon 1
CrowdDoing [dot] world is a joint initiative of Match4Action Foundation and Reframe It. CrowdDoing is focused on addressing the social, economic, and environmental challenges our world faces by collaborating with professionals and volunteers from many different industries. We offer a platform for individuals to connect and collaborate toward creating systemic change. We would love for you to join the team! What makes us different? CrowdDoing aims to support social innovations with transformative impact potential through global multi-disciplinary volunteering, micro-leadership and service learning. We work through operating leverage for systems change to achieve collective agency. We orient to ikigai and self-determination theory in order to help each person have the perfect role. #systemschange #systemsthinking #servicelearning #socialinnovation
Match4Action connects those wanting to volunteer their skills with those in need for remote or local project support, advice, collaboration and mentoring.
Our smart technology platform uses the latest machine learning, artificial intelligence and virtual assistants to match the demand for resources for social impact with the skills and resources available, anywhere in the world. We use blockchain to create and manage a social impact currency.This unique, self sustainable open platform has one key purpose: accelerating social impact through collaboration and linking local projects with our global presence.
CrowdDoing aims to leverage micro-leadership, service learning and massively multi-disciplinary collaboration supported with project managers and human resource business partners. Collaborate with people whom you can learn from while changing the world virtually together.