Money Management Program (MMP) - Financial affairs are an obstacle to living independently; many older adults and individuals with disabilities are making impossible choices between paying rent, eating or paying a bill. Will you help someone? The MMP helps vulnerable, low income older adults and individuals with disabilities who are at risk of losing their independence due to their inability to pay rent, food and utility bills. The MMP is a FREE service. MMP volunteers help these individuals by establishing a budget for them, organizing their mail, helping them write checks to pay their bills and balancing their checkbook. MMP is offered in the 23 communities OCES serves.