HABITAT FOR HUMANITY INTERNATIONAL INC

Description

Habitat homes are built with donated funds and materials, utilizing volunteer labor with professional oversight and sold to a partner family. These homes are affordable because they are serviced by an Habitat EP zero interest mortgage amortized over 20 years. In keeping with the biblical economics of Habitat, there is no profit on each home built. Mortgage payments include insurance and property tax, while the principal is returned to the construction building fund to finance the building of future homes. This truly completes the circle of partnering for each family. Habitat does not have clients or customers; we have partners.Habitat partner families are required to complete 500 hours of "sweat equity" before occupying the house, gaining self-reliance and skills to become successful homeowners. Continued guidance is provided for families such as assistance with budgeting, home maintenance and other issues that may arise.

We are committed to the achievement of equal housing opportunity throughout the nation. We adhere to a family selection policy in which there are no barriers of race, color, religion, sexual orientation, disability, familial status or national origin.